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Credit Risk Manager (Credit Approval)

Job No.: 495634
Employment Type: Full time
Departments: Personal Banking Risk And Integrated Management Department
Job Functions: Accounting, Risk Management


  • Ensure the implementation of retail credit risk management and credit quality
  • Assist in monitoring changes in the quality of retail credit assets, and decide on appropriate risk mitigation measures
  • Develop and implement credit strategies to facilitate the credit process workflow related to approval and compliance issues
  • Support frontline to carry out credit business in compliance with the Bank's credit policies and guidelines
  • Provide recommendation and approve the credit application within the certain authority
  • Develop credit related projects, products and program
  • Improve risk management knowledge within department by providing training and consultancy support
  • Implement application scorecards in NBSM
  • Ensure all necessary documentation and NBSM control measures are in place


  • University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
  • At least 3 years’ experience in credit / financial analysis•Sound knowledge of all aspects of credit industry.
  • Good credit sense / credit judgment with strong communication and interpersonal skills
  • Proficiency in both spoken & written English and Chinese including Putonghua.
  • Good knowledge of Microsoft Office

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