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Head of Secured & Retail Lending Division, Personal Banking Product Department

职位编号: 499601
聘用性质: 全职
部门: 个人金融产品部
工作类别: 产品开发及管理

Responsibilities:

  • Manage retail secured lending business and coordinate product management activities among the Group’s members in the Southeast Asian countries according to the overall business development strategy
  • Formulate and execute business strategies on product development, marketing and sales channel management in achieving business targets
  • Manage end-to-end product plans (product pricing, product features and customer journey) to maximize business profits
  • Formulate and implement revenue models and pricing strategies to increase profit contribution for the business
  • Identify and build rapport with strategic partners in order to seize business opportunities to achieve business objectives
  • Cooperate with Segment units, Channel units and supporting units effectively to facilitate product sales and the enhancement of service quality
  • Plan and implement innovative and digital initiatives to ensure the continuous growth of business
  • Ensure compliance with legal and regulatory requirements in products of secured and retail lending

 Requirements

  • Bachelors or above
  • Minimum of 10 years of relevant working experience (e.g. business management/ product management / marketing / credit / risk management / segment management or customer management), including at least 5 years of management experiences in financial institutions. Solid experience in banking product development is preferred
  • Possess sound product knowledge with good understanding of the market trend
  • Possess comprehensive knowledge of banking operations, risk management, and procedures for credit products, and be familiar with relevant regulatory requirements for related products
  • Proficiency in both English and Chinese with good communication and presentation skills

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