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Senior Retail Banking Product Manager, Unsecured Lending (Section Head – Business Planning)

Job No.: 498137
Employment Type: Full time
Departments: Personal Digital Banking Product Department
Job Functions: Business Development, Strategic Planning, Management, Product Development & Management, Project Management

Responsibilities:

  • Define business objectives and devise strategies to grow Unsecured Lending business, including Personal Loans and Small Enterprise Loans
  • Formulate the business and financial targets of Unsecured Lending including P&L, loan balance, business volume and operating expenses
  • Closely monitor the business performance vs KPIs with regular and ad hoc reporting
  • Develop the loan pricing mechanisms and perform ongoing pricing management for unsecured lending products to optimize business revenue
  • Keep abreast of latest trends in the loans market and review financial and market share performance in comparison with key market players
  • Engage internal and external parties to conduct customer and market analytics for Unsecured Lending
  • Engage in ad hoc projects and management reporting

 

Requirements:

  • Degree holder of Business Administration, Economics, Finance or related disciplines
  • At least 7 years’ relevant experience in banking industry, solid experience on retail lending business is preferred
  • Possess strong business mindset and analytical skills
  • Possess strong leadership, interpersonal and people management skills
  • With business planning or financial management experience is a plus

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