Responsibilities

• Ensure the implementation of retail credit risk management and credit quality.
• Assist in monitoring changes in the quality of retail credit assets, and decide on appropriate risk mitigation measures.
• Develop and implement credit strategies to optimize the credit process workflow related to approval and compliance issues.
• Support frontline to carry out credit business in compliance with the Bank's credit policies and guidelines.
• Provide recommendation and approve the credit application within the designated authority.
• Manage credit related projects, products and program.
• Enhance risk management knowledge within department by providing training and consultancy support.
• Taking ad hoc projects when necessary.

Requirements

• University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
• 2-3 years’ experience in credit / financial analysis. Sound knowledge of all aspects of credit industry.
• Good credit sense / credit judgment with strong communication and interpersonal skills
• Proficiency in both spoken & written English and Chinese including Putonghua.
• Good knowledge of Microsoft Office, Experience of AI use is preferred.
• Candidate with less experience will be considered as Assistant / Deputy Credit Risk Manager (Credit Approval).