• Full-time position in Sydney CBD
• Outstanding opportunity to progress your career within Deal Structuring & Execution team
• Use your expertise in credit and lending to drive exceptional outcomes for our customers

Our people are customer obsessed. They prioritise the needs and satisfaction of the customer above all else.  Our mindset fosters innovation and creates strong, lasting customer relationships as we strive to be the most customer centric company in Australia and New Zealand.

In the role of Senior Associate, Deal Structuring & Execution Emerging Corporate, for Sydney, you will join a team that’s putting the customers at the centre of everything you do.

Each day, you’ll go above and beyond to:

• Provide high quality financial and risk analysis as well as financial modelling on complex lending submissions
• Ensure that all group exposures have been accurately assessed, with support from Associate Director DSE.
• Ensure that a commercial approach is evident, to protect both clients and the Bank
• Gather the correct and appropriate information from customers and the Relationship Team
• Assist the Relationship Team in building exceptional customer relationships
• Provide support to Associate Director DSE

We’re looking for the best and brightest to deliver the best for our customers. You’ll be doing:
Analyse and prepare detailed Lending Submissions in conjunction with the Emerging Corporate Relationship Teams, Associate DSE and Associate Director DSE, that includes:

• Completion of all formal New to bank, Increased and Annual Review submissions for exposures that have been classified within the Emerging Corporate exposures. File activities include:
• End to end Credit submission preparation.
• Preparation or Client Evaluation.
• Industry and Benchmarking Analysis.
• Financial Analysis including Sensitivities.
• Primary & Secondary Exit Analysis.
• Risk rating to ensure correct risk profile is reflected.
• Covenant Reporting confirmation / explanation.
• Hold your own DCA (Delegated Commitment Authority) for joint recommendation of submissions with Associate Direct & Credit Partners
• Complete mandatory training and continuous training obligations to ensure that their DCA always remains full and effective.
• Involvement in interviews with customers and Relationship Team.
• Coaching, mentoring and development of Associate DS&E and Relationship Team around large and complex operations and financial analysis to improve knowledge and capability
• Analysing and researching a wide range of Diversified Industries to improve knowledge
• Proactively manage risk and meet all policy and compliance requirements.
• Contribute to Revenue and ROE growth: in line with PU; Including pricing considerations as part of file completion / approval to ensure exposure is providing appropriate returns based on tenor and crs.
• Risk and compliance management: in line with PU. Through attention to early warning signs including crs deterioration & market / industry disturbances.

A diverse and inclusive workplace works better for everyone
We know that our people make us who we are. That's why we have built a culture of equity and respect – where everyone feels valued and appreciated for being their authentic selves. In partnership with our multiple Employee Resource Groups (ERGs) we continue to foster an inclusive environment, where all NAB colleagues’ unique backgrounds and identities are understood, respected and celebrated.  We are committed to providing an environment where you can work your way.

For details on the recruitment process, and accessibility, please visit www.nab.com.au/about-us/careers/apply-for-job.  To discuss adjustment requirements, please contact the NAB Careers team, via nab.careers@nab.com.au (please reference job number) or visit our Careers page through the link above for other contact options.

Join NAB
If you think this role is the right fit for you, we would love to hear from you. Please note candidate screening and interviews may be conducted prior to the closing date of the job advert. Unsolicited CVs from agencies will not be accepted.