• Amazing opportunity to build and expand your career at NAB
• Showcase your exceptional experience in credit and capital management
• Drive simplification and velocity in delivery through your disciplined execution focus

Our people are customer obsessed. They prioritise the needs and satisfaction of the customer above all else. Our mindset fosters innovation and creates strong, lasting customer relationships as we strive to be the most customer centric company in Australia and New Zealand. 

As the Director, Portfolio Optimisation, you will be part of the Commercial Management & Credit Strategy Portfolio Management team in Business Lending, that’s doubling down on customer obsession. 

Each day, you’ll go above and beyond to: 

• Oversee the Business & Private Banking (B&PB) Diversified portfolio and drive the strategy and construct of industry exposures.
• Drive accurate portfolio forecasting; credit appetite statements; industry guidance and proactively address stress and opportunities emerging in the portfolio.
• Collaborate with 1^st and 2^nd Line business representatives in Business Lending to ensure delivery of outcomes for the portfolio.
• Produce data and insights by taking the learnings and insights from specialist industries  and apply to the broader B&PB diversified portfolio.
• Focus on credit portfolio management analysis and capital management across the portfolio.
• Leverage appetite insights and broader origination data to report on and drive risk/return optimisation.
• Monitor key deliverables across B&PB and how they will impact front-book and back-book portfolio performance.

We’re looking for the best and brightest to deliver the best for our customers. You’ll need: 

• Demonstrated experience working in a similar senior Portfolio Optimisation role within Business Lending in the Banking industry.
• In-depth banking experience with expertise in credit and capital management, deposits and returns.
• Deep understanding of credit drivers, market drivers and business lending processes.
• Exceptional background in data analysis and reporting with proven experience working with common enterprise data systems, analytic tools and analytic techniques with knowledge of data sources, rules/definitions and systems.
• Demonstrated understanding of the economic environment, competitors and market trends in relation to the business lending market within Australia.
• Strong stakeholder management and communication skills along with sophisticated influencing skills to shape outcomes and achieve strategic initiatives.

A diverse and inclusive workplace works better for everyone 

We know that our people make us who we are. That's why we have built a culture of equity and respect – where everyone feels valued and appreciated for being their authentic selves. In partnership with our multiple Employee Resource Groups (ERGs) we continue to foster an inclusive environment, where all NAB colleagues’ unique backgrounds and identities are understood, respected and celebrated. We are committed to providing an environment where you can work your way.

For details on the recruitment process, and accessibility, please visit https://www.nab.com.au/about-us/careers/apply-for-job.  To discuss adjustment requirements, please contact the NAB Careers team, via nab.careers@nab.com.au (please reference job number) or visit our Careers page through the link above for other contact options. 

Join NAB

If you think this role is the right fit for you, we would love to hear from you. Please note candidate screening and interviews may be conducted prior to the closing date of the job advert. Unsolicited CVs from agencies will not be accepted.

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