Responsibilities

• Perform quality check to ensure Retail segment loan approval is in compliance with the Bank's credit policies and guidelines.
• Formulate and review Retail segment loan underwriting standards regularly or on an ad hoc basis.
• Provide recommendation to senior executive for any potential problems & risks adhere to existing operation work flow and policies.
• Assist in developing and implementing credit strategies in support of the business.
• Manage and monitor the loan portfolio to ensure asset quality
• Assist senior executive or product manager to develop credit related projects, products, program as well as other administration issues.
• Liaise and communicate with frontline, compliance unit and risk management department to facilitate the credit process workflow related to approval and compliance issues
• Improve risk management knowledge within department by providing training and consultancy support

Requirements:

• University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
• Good credit sense / credit judgment with strong communication and interpersonal skills
• Proficiency in both spoken & written English and Chinese including Putonghua.
• Good knowledge of Microsoft Office
• Good command of both verbal and written English and Chinese