Head of Secured & Retail Lending Division, Personal Banking Product Department
Job No.: 499601
Employment Type: Full time
Departments: Personal Digital Banking Product Department
Job Functions: Product Development & Management
Responsibilities:
- Manage retail secured lending business and coordinate product management activities among the Group’s members in the Southeast Asian countries according to the overall business development strategy
- Formulate and execute business strategies on product development, marketing and sales channel management in achieving business targets
- Manage end-to-end product plans (product pricing, product features and customer journey) to maximize business profits
- Formulate and implement revenue models and pricing strategies to increase profit contribution for the business
- Identify and build rapport with strategic partners in order to seize business opportunities to achieve business objectives
- Cooperate with Segment units, Channel units and supporting units effectively to facilitate product sales and the enhancement of service quality
- Plan and implement innovative and digital initiatives to ensure the continuous growth of business
- Ensure compliance with legal and regulatory requirements in products of secured and retail lending
Requirements
- Bachelors or above
- Minimum of 10 years of relevant working experience (e.g. business management/ product management / marketing / credit / risk management / segment management or customer management), including at least 5 years of management experiences in financial institutions. Solid experience in banking product development is preferred
- Possess sound product knowledge with good understanding of the market trend
- Possess comprehensive knowledge of banking operations, risk management, and procedures for credit products, and be familiar with relevant regulatory requirements for related products
- Proficiency in both English and Chinese with good communication and presentation skills
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