Responsibilities:

• Conduct credit risk analysis for Corporate, non-Bank Financial Institution and Financial Institution bond issuers, and allocate an appropriate credit limit with reference to the Bank's credit policies
• Prepare analysis reports and proposals in areas related to credit control, internal ratings, ESG, treasury products and bonds
• Review internal credit policies and procedures regularly to ensure compliance with the local regulatory requirements
• Take up the checker role and review the credit proposals submitted by the other credit analysts
• Provide trainings to the junior credit analysts
• Liaise with external & internal stakeholders (including Risk Management, Business and Relationship Manager) to progress credit applications
• Assist in responding to day-to-day queries from the internal stakeholders and management reporting
• Handle relevant logistics for credit limit set up
• Other tasks as assigned

Requirements:

• Degree or above with major in Business Administration, Finance, Accounting, or related disciplines
• At least 5 years’ experience in Credit & Risk Management or related fields
• Possess professional qualifications such as ACCA, CFA, PRMIA-PRM, GARP-FRM, ECF (CRM) will be an added advantage
• Knowledge of operations of global financial markets, treasury products, and international accounting standards
• Strong analytical skills and willing to work under pressure with strong self-initiative
• Excellent communication and interpersonal skills
• Good command of both written and spoken English and Chinese. Fluency in Mandarin is strongly preferred
• Knowledge of anti-money laundering will be an advantage